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Now I collect fishing rods, they are the love of my life. I am a bit older and wiser now. Is there a money divide in New Zealand? And what about your attitude to saving? We certainly weren't the richest family but I remember living comfortably and we were always happy. But we need to spend wisely and stay in our financial lane.

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And what's the best money advice you've been given? If you were prime minister for a day, and could do one thing to improve the lives of lower-income families, what would it be? I pay everything in cash. My parents were and still are really good with their money. And what about your attitude to saving?

D J | M A N C H O O | Mixcloud

I'm very materialistic - when I see something I want, I have to have it then and there, which I know is really bad! Something is horribly wrong when families with two working parents mancgoo struggling to make ends meet, he says, but he's not expecting any political change. I have four sisters and as the youngest I pretty much got everything I wanted as a kid.

No, probably not at this stage How did your upbringing manchooo your attitude to money?

D J | M A N C H O O

Best investment was ending my chef career and DJ'ing fulltime. Do you think you'll be financially set to enjoy life in retirement? I invested all my time mqnchoo effort into it and it has paid off.

The well-off simply don't understand how tough life can be on the other side of the income divide. I am a bit older and wiser now. Do you trust the money men? Manxhoo wouldn't say I'm financially savvy but I do have my moments.

Now that I have children of my own I tend to think twice before making that big purchase for myself, but some purchases do still manage to slip though the cracks.

Free day-care, free healthcare, more jobs for our own people. Mike Andzue says politicians are out of touch. I have never borrowed money again. If a child asked you the best way to make money, what would you say? No, not with KiwiSaver currently, but my partner is keen to jump on board with it. It's how the world moves, if we don't spend we don't contribute to the world economy.

What was your first paid work? Do you think well-off New Zealand understands how tough things are for poor New Zealand? But we need to spend wisely and stay in our financial lane.

How do you sum up your feelings towards spending? Is there a money divide in New Zealand? I completely blame my parents for my materialistic tendencies. For now we just have a Westpac saver account that we put money into.

I collected records - crates and crates of records. When I got my first job I borrowed moneyand got caught with the mounting ddj that I couldn't afford to pay back. How financially savvy are you? My worst investment was buying a BMW - what a hassle.

Growing up we always had food on the table, warm clothes and a cool Christmas. Now I collect fishing rods, they manchlo the love of my life.